In Columbus OH workers compensation will come into play if you are injured or contract an occupational disease. This must occur in the course of and arising out of your employment. Coverage for you injury is payable whether or not you were negligent, which means you were at fault. Your compensation for your injury may include such things as lost wages, payment of medical expenses, chiropractic expenses, psychological expenses, psychiatric expenses, or physical therapy. There could also be awards for some specific safety violations, or compensation for a permanent disability. If an employee has a fatal injury or occupational disease compensation will be provided to their family.