With cold weather settling in to stay and snow making its appearance, you may have a summer vehicle that you’re considering parking for the winter. You know the car will not be driven again until summer makes its appearance, so you’re considering canceling your insurance. There are several reasons why this is a bad idea for your Auto Insurance in Boston. Sawyer Insurance Agency Inc. explains a better option.
There is an option between expensive liability and collision coverage and no insurance coverage. Comprehensive coverage may be a viable option for several reasons. First, even though you will not be driving the car this winter, there is still the possibility of theft or damage. If you totally cancel your auto insurance, you could be out of luck if it is stolen or damaged. In addition, letting your Auto Insurance in Boston lapse can significantly raise your insurance rates offer the long term. This is because many insurance companies do not offer the best or discounted rates to customers without prior or existing insurance.
One downside to switching to comprehensive coverage is you may be forced to prove to the state that you are not driving the vehicle as it is illegal to drive your car without liability insurance. The Department of Motor Vehicles may even require that you take your car off the road officially and cancel the registration. This would require the car to be registered again in the summer months. Furthermore, as stated before it is illegal to drive a vehicle at all with only comprehension coverage. In the case of an emergency or the car needing repair, it would still be unlawful to drive.
While canceling your car insurance in the winter may seem like a good idea if the vehicle will be parked all winter, it is important to discuss your options with your insurance agent. There may be unforeseen repercussions that an agent can help you to avoid. For assistance with your Auto Insurance in Boston contact Sawyer Insurance Agency Boston. Our friendly staff is here to answer all your questions and come up with the best possible solution for your insurance needs. Visit website for more information.
