In Maryland, all employees are covered under a worker’s compensation policy. Federal laws requires any business owner hires an employee to purchase these policies to provide medical treatment for injured workers. Workers who require extensive recovery periods may receive monetary benefits under the policy. Any worker that is denied these benefits may have a viable claim against their employer. Workers compensation lawyers in Waldorf MD fight for these workers to acquire these vital benefits.
The Steps of the Initial Claim
The initial claim begins when the human resources department sends the worker for treatment. They must provide the worker with a form to provide to their chosen doctor. The doctor has a period of ten days to return the claim’s form to the insurer. A claim’s adjuster reviews this form and determines if the worker is eligible for benefits. If they aren’t, they receive a notification in the mail reflecting the reason for the decision.
How the Statute of Limitations Applies to the Case
All workers have a period of thirty days to notify their employer of any work-related injuries. If they are denied benefits, the state imposes a three-year statute of limitations. Workers who don’t file a formal claim before this deadline forfeit any claim to benefits.
Identifying the Exact Cause of the Accident
The exact cause of the accident may provide more support for the claim. Employers are required to provide a safe workplace under OSHA regulations. These regulations require an inspection after any worker-related injury occurs. The exact cause of the accident must be identified to determine if an OSHA violation exists.
Preventing Legal Loopholes
The first legal loophole is the standard drug test for all work-related injury claims. The tests aren’t accurate in all cases and may indicate the presence of controlled substances. The worker should demand blood or hair analysis for these testing purposes.
In Maryland, all employers who are injured on-the-job have the right to seek benefits. The nature of their injuries could indicate an extensive recovery period. This could lead to significant lost wages. Workers who were denied these benefits should contact workers compensation lawyers in Waldorf MD or check out website domain today.
