It is no surprise that many successful people have once had to file bankruptcy, so those who are in the process should not feel alone in the process. However, there are questions as to which bankruptcy is best to file and which one a given person will qualify for. There are attorneys who help clients who decide to file a Chapter 13 in Topeka KS, and there are advantages to filing this way. Here are listed some of the advantages of a person filing Chapter 13 bankruptcy versus a Chapter 7 bankruptcy.
Advantages of Filing a Chapter 13 Bankruptcy
People usually think that if they can find a way to completely eliminate all the debt and start over, that would be the best route to go. Yet, there are distinct advantages to filing a Chapter 13 bankruptcy that clients will find better for them if they do the homework. For one thing, the most obvious advantage to filing a Chapter 13 is that the foreclosure process can usually be stopped, the client gets to keep his or her car, and debt that is tied to credit cards or mortgages can disappear.
More Advantages of a Chapter 13 Bankruptcy
A Chapter 13 bankruptcy can also be valuable in helping the debtor eliminate debt from utility bills, payday loans and medical bills. The courts will help the debtor come up with a plan to pay back the other debts in typically a three year period. To be certain that all possible advantages are included in this process, the debtor can hire an attorney experienced in bankruptcy law to represent their legal interests. Finding an attorney should not be that hard in Kansas.
A Bankruptcy Attorney for Legal Advice in Topeka, Kansas
Joe Wittman is the leading counselor in the law firm, Joseph I. Wittman, Attorney at Law, and has been providing clients in the Topeka, Kansas area with debt relief solutions for a long time. Clients can get help with bankruptcy issues, foreclosure issues and other matters related to debt relief. If a person is looking for an attorney for relief through Chapter 13 in Topeka KS, he or she can visit the website,
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