You may find it hard to detect a staged car accident when it happens due to the speed at which everything happens. The scammers pulling these cons prey on the confusion that a car crash brings. The following is a list of different types of staged car accidents that usually lead to Auto Insurance in La Porte, TX claims.
Swoop and Squat Scam
If you are driving in traffic and a car suddenly pulls in front of you, generally you will not give it a second thought. However, if the car immediately slams on brakes and causes you to intentionally rear end them, chances are that you have just been the victim of a staged car accident resulting in an Auto Insurance in La Porte TX claim. Usually, if you are the car that rear ends the other, you are always at fault. This accident will cause your insurance to pay for damages on the other driver’s car, which in turn increases your premiums.
Drive Down Scam
Merging on a freeway can be bad enough, especially in bumper to bumper traffic. If you notice a car suddenly waving you in front of them, proceed with caution. In the event this is a scam, the driver of the other car will wait until you start to move and then slam into your car. By law, the other driver has the right of way, so it probably will be deemed your fault.
Sideswipe Scam
If you are driving and try to make a left hand turn into a dual turn lane, be careful of the cars around you. This situation is a perfect storm for a scam to take place, because they can easily sideswipe your car and then claim you were driving recklessly. Unless you have eye witnesses that will verify your innocence, it is your word against the other drivers.
If you find yourself in one of these situations, you may want to call the insurance professionals at Larry Gates Insurance Agency to explore your policy options. Also, if you are in need of insurance whether it is auto or homeowners, Larry Gates Insurance can help you. Call them today and schedule your free consultation.
